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Conventional, Jumbo, Non-QM, FHA, VA, Cash Money, Purchase, Refinance, Construction, Renovation, Reverse all products you need. Servicing ALL of California
What Makes us Unique
Our unique selling proposition is our array of niche mortgage programs designed to accommodate diverse financial situations. From cash money and limited doc to no doc, bank statement, low FICO, Non-QM, and cash out options, we provide an expansive range of solutions to cater to the unique needs of every client.
At 1ClickHomeloans, we're more than just your Home Loan Broker – we're your neighbors, your friends, and your trusted advisors, steadfast in finding the best home solution for you
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What We’re Offering
Loan Services
Non-QM
Non-QM loans are aimed at borrowers with financial profiles that don't meet the requirements of a typical qualified mortgage. This often involves an inconsistent or nontraditional income structure, a major credit event or high debt. Features associated with non-QM loans include: Alternative income documentation.
Reverse Mortgage
A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property.
Construction/Renovation
Lenders offer home construction loans for paying the costs of constructing a residential unit or building a home on a plot of land that may be within your existing property.
Conventional
A conventional mortgage or conventional loan is a home buyer’s loan that is not offered or secured by a government entity. Conventional loan interest rates tend to be higher than those of government-backed mortgages, such as FHA loans.
Jumbo
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA)
FHA/VA
FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA).The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment This program was designed.
Get to Know About
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | Jumbo
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA)
At 1Click HomeLoans, Excellence is Our Promise
“Our commitment to you goes beyond words – it's reflected in every product we offer and interaction we have. We take immense pride in delivering a top-quality level of service that stands out from the rest. Your experience with us is not just business; it's a partnership built on trust, reliability, and mutual success.”
Michael Mancuso
A word from Me, Founder/Owner
Trusted Company
Our promises to you
Refinancing? We can help you with that, too!
Be present and available in all our Transactions
Engage with clients and treat as we would expect to be treated
Continue to learn and sharpen skills to be the best customer service advocate and coordination company
Build on experience to change others life’s as well as our own
Create-Build, Be positive, not to be negative or tear down.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Customers Testimonials
What others are saying
Steve and his wife Victoria our agent were able to negotiate a large home purchase
my wife and I truly wanted. The terms negotiated were strong to move forward.
I have a few businesses and income was complex, but Steve was able to procure
financing and ready to close in ten business days. Over 20 years of experience
does matter and would recommend them to anyone for anything real estate.
Lenny-
Michael Mancuso at 1click found me a great rate and treated me like family. The entire process was smooth and easy, and Michael explained each step, so I always knew what to expect. I will use Michael's services for all future mortgages, and you should too. Thanks Michael!
Greg S-
My family and I have worked with Michael and 1click Home Loans for years and have always received top level service and rates. They have unapparelled product knowledge and were always available to answer my questions. We recommend to anyone wanting or needing a home loan.
Allen F-
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